The U.S. Department of Housing and Urban Development contracted with the Urban Institute to rigorously assess the effectiveness of paired testing for determining whether minority homebuyers receive the same treatment and information as whites at the pre-application phase of the mortgage lending process, and to produce rigorous measures of the incidence of unequal treatment in two metropolitan areas.
Discrimination in mortgage lending is prohibited by the federal Fair Housing Act and HUD's Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law. The Fair Housing Act makes it unlawful to engage in the following practices based on race, color, national origin, religion, sex, familial status or handicap (disability):
Two video clips on exapmles of good and poor lending, as well as some common questions and tips related to predatory lending, such as:
The Idaho Hope Card Program allows anyone with a valid, long-term (12 months or more) order of protection to request a card that summarizes the order's most important details.
Seniors and their family, friends, neighbors and caregivers will find this Guide helpful. The Guide gives general information about legal issues that seniors frequently encounter. It also offers practical options about where to look and who to call for more detailed information...
This pamphlet is designed to help you understand what legal guardianship and conservatorship is, how it is obtained, and what the responsibilities of a guardian and/or conservator are...
The United States Trustee Program is prohibited from providing legal advice to private individuals. These questions and answers relate to general circumstances involving bankruptcy.