Alternatives to Payday Loans

Payday lenders are not the only option for consumers facing debt problems.There are many alternatives to payday loans such as: small savings accounts or rainy-day funds; salary advances from employers; credit card advances; working out extended repayment plans with creditors; and loans from friends, relatives, religious institutions, or social service agencies.  In addition, many lenders have developed lower-cost alternatives to payday loans that have better repayment terms.

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